Thematic Area:

Food Security & Sustainable Livelihoods

  Project Period:

July, 2021-June, 2025

  Donor Agency:

PPAF/Govt. of Pakistan

  Project Locations:

Distt. Kohistan (Lower)

Project Description:

Interest Free Loan Programme is one of the major components of the National Poverty Graduation Initiative financed by the Government of Pakistan. The programme that feeds into PPAF’s overall approach for poverty graduation approach provides interest free loans to the target population through the loan centers.

The Interest Free Loan Programme aims at:
Providing access to interest free loans to men, women, youth and persons with disabilities (PWDs) from extreme & vulnerable poor and marginalised households categorised up to 40 on Poverty Scorecard.
Supporting female participation and inclusion in economic activities by disbursing at least 50% loans to women. Enhancing the entrepreneurial competencies by linking the borrowers with institutions and programmes for extending capacity building services, e.g. enterprise training, counselling, market linkages, financial literacy and numeracy training.
Encouraging behavioural change among loan beneficiaries around health, education, and environment practices


Interest free loans upto Rs. 75,000/-are being provided to the Pakistani citizens fulfilling eligibility criteria.

• Aged between 18 to 60 years
• Individuals from households on Score of 0-40 on Poverty Scorecard
• Valid National Identity Card (CNIC)
• Resident of targeted union council of the district.

. Economically viable business plan.